I totally agree. No other tool will do what a good plunge router will. And no other tool I own scares me as much.
You're holding in your hands a motor with the power of a lawn mower, but with more torque and spinning at 9000-25,000 rpm.
I try to have a good template for everything, secure everything as well as I can, test all cuts first on wood I don't love. I won't say I have always done all those things. I will say when I didn't I have often regretted it.
I've never been hurt by my router, which may be because I treat it with the same respect that I show to alligators her in Florida ;-)