Thanks Adam. Haha no way am I linked to any financial institution. I am just addicted to building and playing guitars.

Yeah I have posted pics of some builds under my introduction via a hosting site.

My afterpay suggestion was just that. I plan on building and giving away several guitars for x mas and paying them off over a month without having to wait sounded good. (also a couple for myself)

I do have a credit card with a very high limit that I could use but I don't like to use credit cards.
When all is said and done I am just a typical Scotsman and don't like to spend money all in one hit although it is within my means and I am spending up big upgrading my home studio.