Quote Originally Posted by wazkelly View Post
From a lender's perspective they have an unfavourable opinion of zip money, etc as they believe it is an indication of hardship, same as pay day lenders like Nimble, and the use of such has a big negative impact when applying for larger loans for cars or houses.
Not criticising, just work in finance and sharing insider knowledge for others to be cautious using small loan facilities. Most times people are better off getting a credit card instead.

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Yeah, even if it were an option, I'm not sure that i would bother. its a little sad that use of a facility like nimble or Zip attracts a negative view from larger lenders. One would have thought that a simple loan like that, paid back in full on time should count as a positive unless it was happening on a monthly basis?