From a lender's perspective they have an unfavourable opinion of zip money, etc as they believe it is an indication of hardship, same as pay day lenders like Nimble, and the use of such has a big negative impact when applying for larger loans for cars or houses.Originally Posted by FrankenWashie
Not criticising, just work in finance and sharing insider knowledge for others to be cautious using small loan facilities. Most times people are better off getting a credit card instead.
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