DrNomis_44's Gold Standard STA-1M Build.

[Swanny]

Never had to pay any extra merchant fees yet Waz.

The Credit Union I'm with has been the same.... select Credit, and you don't get charged $1 for each EFTPOS transaction. There are some merchants, usually with a higher sale price at the checkout, who do charge that extra percent fee, though I don't come across them too often.

And, Doc, good that you've got your other guitars there, so you can let the CG slowly dry.

[wazkelly]

With merchant fee surcharges not all retail outlets set the same threshold before it kicks in. For example tap n go is up to $100 at supermarkets, at places like DB's not so favourite BGSFOS, and so forth. Once you trip the 'floor limit' merchant fees can be applied and sometimes without warning. Best to select Chq or Savings to be on the safe side.

Maybe Bendigo absorb this for their customers which is pretty rare for any financial institution as they are heavily reliant on fee based income to drive bottom line profits. CBA, NAB, ANZ, Westpac and others could not post such record profits with out passing on all the various fees and charges hence why they do it and don't give a damn.